If you are struggling to pay your mortgage, your first step should always be to contact your lender. They will want to help you to meet repayments.
Mortgage Support Scheme
Support for Mortgage Interest (SMI) helps you make the interest payments on your mortgage for up to two years.
If you are unemployed or working fewer than 16 hours a week, contact your local Jobcentre Plus to enquire about eligibility for the Government Support for Mortgage Interest.
Visit the Support for Mortgage Interest scheme page on GOV.UK for information and how to claim.
If you are facing homelessness, please see our homelessness prevention and advice page.